Have unconditional approval for your loan ready to go. Loan approval can take time, 4-6 weeks. You will need Unconditional loan approval prior to viewing or looking at property.
2. You need to engage the services of a Conveyancer or Solicitor, whether you are buying or selling. Sudden changes to Sales contracts requested by both buyers or sellers or understanding the legal terms and ramifications and what they mean require's the services of a paid professional to understand the legal terminology.
We can recommend the following companies https://czinner.business.site/?MenuItemID=142705&subject=Conveyancing
-Ron Czinner Ph:9816 2133, https://www.pauldenny.com.au/
-Kerrie Anderson -Ph (02) 9429 0020, https://www.linkedin.com/in/nicole-field-8a528b35/
-Nicole Field Mb: 0414 377 143, https://www.altconvey.com.au/
, Cheryl Alt Ph: 9106 2166
3. Prepare a short list of preferred suburbs that suit your lifestyle, bearing in mind affordability and accommodation requirements.
4. Research sales in those preferred suburbs. Inspect every property in your preferred suburb so you have a feel for the prices. Attend all open homes in the area.
5. Develop a relationship with one of our professional team who specialise in your preferred area. Your John Ward Realty Sales Consultant will be able to advise you of any additional information you may need and also inform you how you can register on our website to automatically receive notification of any new listings that hit the market.
6. When you find a property that suits your requirements, ask your agent to send a copy of the sale contract to your solicitor or conveyancer.
7. If you are considering making an offer, we recommend that you contact your John Ward Realty Sales Consultant promptly who can guide you if you are in any way unsure of the process.
8. Your solicitor can arrange a building inspection to make sure you are aware of any possible major defects.
9. Following your solicitors or conveyancer's advice on the sale contract and taking into consideration the building reports, you are now able to make an informed decision to proceed with the purchase of the property.
10. Once negotiations have been finalised, you will be required to sign the sale contract and pay a 10% deposit. Contracts will be exchanged with both parties solicitors and your deposit will be held in a trust account until settlement.
11. On settlement day it is advisable that you do a final inspection before settlement takes place. This is to ensure that the property is in a reasonable clean condition as when you last inspected it, and that all inclusions are as per the contract you signed.